28.05.2026

Consumer credit: new products and obligations (Prawo.pl)

Consumer credit: new products, obligations and challenges – expert commentary

Regulatory changes in the consumer credit sector have a significant impact on the operations of financial institutions and entities involved in the distribution of credit products. The new legal framework not only expands the range of available consumer credit products but also substantially increases information, organisational and compliance obligations.

In an article published on Prawo.pl, Wojciech Dybka (Associate and legal adviser at KWKR) analyses the key directions of change in consumer credit regulations. The commentary focuses on both legislative developments and their practical implications for market participants.

The author highlights potential interpretative and practical challenges that may arise at the implementation stage of the new regulations. Particular attention is paid to the consequences of these changes for lenders and credit intermediaries, including increased compliance requirements and operational risks.

The publication offers a valuable contribution to the ongoing discussion on the future of the consumer credit market and the challenges faced by entities subject to the new regulatory framework.

The full text of the article is available here: Consumer credit – new products, obligations and challenges

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